Still saving? · the years that still count
Where could your pension get you?
You have been paying in for years. Here is what it could be worth at 67, and the income it could pay you, both in today’s money.
Illustration only, not regulated financial advice. “Median projection” is the middle of the simulated futures above. The target is solved from the same model rather than divided by a fixed withdrawal rate: it is the smallest pot at which 85% of simulated futures still have money at 95, with the full new State Pension on top of it. A modelled figure, not a recommendation. Modelled on a 60/40 equity and cash mix: equities at 4.5% and cash at 0.5% a year above inflation before charges, with 15% equity volatility, less 0.75% charges, across 2,000 simulated futures in today’s money. Assumptions, not forecasts.
A quick preview of this one question. The full tool works from your own figures (income, spending, one-off costs, tax and inheritance) in a single connected plan.