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A snapshot view of your own figures.
Change any of your inputs and assumptions and watch the chart redraw: the year you stop work, what you spend, what you are putting away, whether a partner is on the plan. Modelled across thousands of market paths, good runs and bad, rather than one average return.
Illustration only, not regulated financial advice. Your pot is projected to age 67 with the monthly saving, then drawn down from there. Assumes a single person, your State Pension from age 67, and a plan running to age 95. Modelled on a 60/40 equity and cash mix: equities at 4.5% and cash at 0.5% a year above inflation before charges, with 15% equity volatility, less 0.75% charges, across 2,000 simulated futures in today’s money. Assumptions, not forecasts.
How this works
Most calculators assume one fixed return every year, which hides the real risk. This one runs your plan through thousands of possible market paths (good runs and bad), including the order returns arrive in, and reports a success rate: the share of those scenarios where your money lasts the whole plan. It's the same engine behind the full Your Future Compass tool.
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This is one of many questions it answers. See them all: how much you could need, when you could retire, what your family would keep, and more →